Comfort You Can Afford—Without the Stress

At Tokay Heating & Air, we understand that installing a new air conditioner or furnace is a big decision. It’s also one of the best things you can do for your home. That’s why we offer financing options designed to make the process more affordable and less stressful.

Our plans offer low monthly payments, fast approvals, and simple terms—so you can invest in year-round comfort without draining your savings. Whether you’re planning ahead or dealing with an unexpected breakdown, we’ll help you get the system you need, when you need it.

How Financing Helps You

  • No large upfront payment
  • Easy monthly installments
  • Secure, streamlined application process
  • Trusted financing through GreenSky and Service Finance
  • May qualify for tax credits and energy rebates

From your first phone call to your final payment, our team will guide you through each step—no pressure, no confusion, just real support.

How It Works: Step-by-Step Financing

We’ve kept things simple and customer-friendly. Here’s how the process goes:

Talk With Our Team

Reach out or let your technician know you’re interested in financing. We’ll walk you through your options and help you decide what works best.

Apply Securely

You’ll complete a quick online application with one of our trusted lending partners—GreenSky or Service Finance. Approval often comes back in minutes.

Review Plans & Terms

Once approved, you’ll review your monthly payment plan and terms. No hidden fees, no guesswork.

Schedule Installation

We’ll schedule your system install, complete the work to our usual high standards, and make sure everything is working just right.

Make Simple Monthly Payments

You’ll pay over time based on the financing plan you selected. Payments are clear, manageable, and designed to fit your budget.

Financing Plans That Fit Real Life

Every home is different—and so is every budget. We offer a range of plans to meet your needs, whether you’re focused on keeping payments low or paying off quickly with promotional rates.

  • Fixed monthly payments with reduced APR options
  • Deferred interest plans are available
  • No penalties for early payoff
  • Friendly, responsive support

We’ve partnered with Service Finance because they specialize in home improvement financing and have a strong track record of reliable service. You’ll have full control and transparency from the beginning

Ready to Get Started?

If you’re ready to upgrade your HVAC system without the financial strain, we’re here to help. Call us to discuss your options, or apply online today.

You can also apply directly with one of our financing partners through Service Finance.

Have Questions? We’re Here to Help

If financing feels new or confusing, don’t worry—we’ll explain everything in plain, everyday language. Our goal is to make your experience smooth, stress-free, and affordable from start to finish.

The Smart Way to Upgrade Your Comfort

Upgrading to a high-efficiency HVAC system can help lower utility bills, improve indoor air quality, and create a more consistent, comfortable home. And with financing, there’s no need to delay. Let’s help you stay comfortable, save energy, and invest in your home on your terms.

Book Now or Apply Today

We make it easy to get started. Let’s find the right plan for your comfort and budget.